Payments settled
in seconds.
Non-custodial. Lower fees. Invoices in dollars, paid in crypto or card. Funds go directly to your wallet — no holding period, no middleman.
Three steps. That's it.
Create an account
Sign up with Google or email. Add a wallet address to receive payments. Two minutes.
Create an invoice
Set the amount, add a description, send a checkout link to your customer.
Get paid
Customer pays USDC on any chain. You receive it on your preferred chain. Settled in seconds.
We never touch your money
Every payment is split on-chain by a smart contract. 99% goes directly to your wallet. 1% goes to Spigot. The contract is immutable — no admin keys, no pause button, no upgradability. Verify it yourself on-chain.
0
Funds held by Spigot
99%
Direct to your wallet
1%
Spigot fee, on-chain
Cross-chain. Automatic.
Customer pays on Base. You want it on Polygon. Done. Powered by Circle's CCTP V2 — native burn-and-mint, no wrapped tokens, no bridges to trust. Same USDC, different chain, seconds.
Simple pricing
Start free. Lower your rate as you grow.
2%
free tier — no monthly fees
- ✓ Non-custodial — funds go to your wallet
- ✓ Cross-chain settlement included
- ✓ Invoicing, payment links, webhooks
- ✓ API access with scoped keys
- ✓ Dashboard with real-time transactions
- ✓ Embeddable checkout button
Paid tiers from $49/mo for 1.5% down to 0.5%. Compare: Stripe 2.9% + $0.30. Square 2.6% + $0.10.
Built for developers
Full API access. Create invoices, generate payment links, listen for webhooks.
# Create an invoice via API
curl -X POST https://spgtpay.com/api/invoices \
-H "Authorization: Bearer spgt_xxx" \
-d '{"amount": 5000, "description": "Web design"}'
# Response
{ "id": "...", "checkoutUrl": "https://spgtpay.com/pay/..." }
Embeddable button
Drop a "Pay with Spigot" button on any site with one script tag.
<script src="spgtpay.com/api/embed?link=ID"></script>Webhooks
HMAC-signed notifications on every payment. Exponential backoff retries.
X-Spigot-Signature: hmac-sha256(...)